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PRIVACY POLICY 

Our Commitment to Privacy
At Greensboro Health Care Credit Union, we believe that trust is one of the greatest rewards of a good relationship, and we are committed to the privacy and safekeeping of our member’s non-public personal financial information consistent with state and federal laws. It is the policy of Greensboro Health Care Credit Union (GHCCU) to take careful and reasonable measures to protect the accuracy and privacy of all member information used in conducting business. GHCCU will not collect or maintain information about its members that is not essential for prudent business purposes. 

It is the responsibility of all officers, directors, committee members and employees to protect the confidential member information, and we are committed to hold in confidence all Credit Union transactions with members and all information in regards to members personal business. Also, it is our responsibility to identify any potential area of exposure and to take steps to report such discovery and to assist in correcting the condition that could permit any potential security breach. 

Information We Collect About You 
During the course of doing business, we may collect information about you from the following sources: 

  • Information provided by you

  • Information obtained from your transactions with us or our affiliates 

  • Information provided from transactions with nonaffiliated third parties 

  • Information obtained from a consumer reporting agency 

  • Information received when verifying the information you provide on an application or other forms

Examples of non-public personal information collected 

  • Your name 

  • Address 

  • Social Security Number 

  • Assets 

Use and Sharing of Information 
GHCCU will use personal information as appropriate in the normal course of business to provide the financial products and services you request. 

It is our policy to prohibit disclosure of member information to third parties (excluding Credit Union affiliates) concerning accounts with us except: 

  • When such disclosure is necessary to complete transactions 

  • To verify the existence and condition of your account for a third party (such as a credit bureau) as is permitted by law 

  • To comply with any court order or applicable laws or regulations 

  • When given written permission by the member 

  • To protect secured assets of GHCCU 

  • To share our experience with you to a consumer reporting agency 

GHCCU does not sell or will not sell or provide non-public personal information to third parties for independent use. We may share non-public personal information with our Credit Union affiliates for legitimate business purposes, as allowed by federal law, with whom it has a contractual relationship to provide a product or service such as insurance services or credit cards. 

Protection of Personal Information 
We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information. Protecting member privacy is an ongoing process and GHCCU will continue to review the measures taken to safeguard member information. If member information is shared with affiliates, all contracts and agreements will include a guarantee that the affiliate will safeguard such information. 

Disclaimer 
Since no policy can address every possible contingency and circumstance, GHCCU shall use its good faith business judgment in administering this privacy. It is intended to provide guidance to GHCCU management, employees and members and is not intended to create enforceable legal rights. GHCCU does not bear any responsibility for any actions or policies of third parties or non-affiliates. GHCCU’s director and Board of Directors may authorize exceptions to this policy. GHCCU reserves the right to change this policy at any time, with or without notice.  
 

 

 

Federally Insured by NCUA
to at least $250,000

  

 
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To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.