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Privacy Policy
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FACTS |
WHAT DOES GREENSBORO
HEALTH CARE CREDIT UNION
DO WITH YOUR PERSONAL
INFORMATION? |
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Why? |
Financial companies
choose how they share your personal information. Federal
law gives consumers the right to limit some but not all
of the sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal
information. Please read this notice carefully to
understand what we do. |
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What? |
The types of
personal information we collect and share depend on the
product or service you have with us. This information
can include:
-
Social
Security number and checking account information
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credit
card or other debt and payment history
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transaction or loss history and wire transfer
instructions
When you are
no longer our member, we continue to share your
information as described in this notice. |
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How? |
All
financial companies need to share members' personal information
to run their everyday business. In the section below, we
list reasons financial companies can share their
members' personal information; the reasons Greensboro
Health Care Credit Union chooses to share; and whether you can limit
this sharing. |
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Reasons we can share your
information |
Does the
Credit Union share? |
Can you limit this
sharing? |
For our everyday
business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
YES |
NO |
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For our marketing
purposes - to offer our product and services to you |
YES |
NO |
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For joint marketing with
other financial companies |
YES |
NO |
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For our affiliates’
everyday business purposes - information about your transactions and experiences |
NO |
We don't share |
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For our affiliates’
everyday business purposes - information about your
creditworthiness |
NO |
We don't share |
For affiliates to
market to you
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NO |
We don't share |
For non-affiliates to
market to you
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NO |
We don't share |
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Questions? |
• Call
336-832-8119 |
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What we do |
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How does
Greensboro Health Care
Credit Union protect my personal information? |
To protect your personal
information from unauthorized access and use, we use
security measures that comply with federal law. These
measures include computer safeguards and secured files
and buildings |
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How does
Greensboro Health Care
Credit Union collect my personal information? |
We collect your personal
information, for example, when you
- open an account or
show your government-issued ID
- apply for
financing or show your driver's license
- make
deposits or withdrawals from your account
We also collect your personal information from others,
such as credit bureaus, affiliates, or other
companies. |
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Why can’t I limit all
sharing? |
Federal law gives you the
right to limit only
- Sharing for affiliates everyday business purposes – information about
your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights limit sharing. |
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Definitions |
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Affiliates |
Companies
related by common ownership or control. They can be
financial and nonfinancial companies.
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Greensboro health Care Credit Union has no
affiliates.
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Nonaffiliates |
Companies not related by
common ownership or control. They can be financial and
nonfinancial companies.
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Greensboro Health Care Credit Union does not share with our nonaffiliates so
they can market to you.
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Joint Marketing |
A formal agreement
between nonaffiliated financial companies that together
market financial products or services to you.
- Our joint marketing
partners include CUNA Mutual Group's MEMBERCONNECT.
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