News
& Promotions
Make
your HOLIDAY come to life!
A
holiday loan
from Greensboro Health Care Credit
Union can bring your holidays to
life. Sprinkle some magic into your
holidays this year by borrowing up
to $1,200 for up to 12 months at a
rate as low as 9% APR.*
You can pay your
bills, do some holiday shopping,
take a vacation...Just call, visit
us online or stop by one of three
branches to take advantage of this
great rate!
*APR = Annual
Percentage Rate. Your actual rate
will be based on your credit
history. Offer good through December
31, 2008 to qualified borrowers.
Payment approximately $105.00 per
month.
It’s
Christmas Club Payout Time!
Come
into the office between October 27,
2008 and December 31, 2008 to
request your Christmas funds be
transferred or withdrawn from your
account. Please remember, you are
only allowed ONE free withdrawal per
year and after December 31, 2008,
there will be a $10.00 early
withdrawal fee.
Access Your
Line of Credit, Home Equity Loan or
Personal Overdraft Protection Loan
Via the Audio Response System or
Internet Branch
Members are now able to make loan
advances from their home equity
loans, overdraft loans and personal
lines of credit via the Internet
Branch or the Audio Response System
(Member Connect). If you are not
signed up to access your account via
the computer or telephone system,
please call, stop by one of our
branches, or sign up online at
www.ghccu.org. Start accessing your
account ONLINE today!
Membership
Surveys
We want to know how we can improve
our service to you—our
member-owners! Please take a few
moments to fill out a
brief survey either
online or at one of our branch
locations!
We
appreciate your feedback and want to
know how we can be the BEST credit
union for you and your families
financial needs!
Picture Yourself in a
New Vehicle
this Holiday Season…
and add a little cheer to your
holiday!
It’s easy to do at Greensboro Health
Care Credit Union...
Our LOW RATES are a great
reason to add a new car to your
holiday season!
-
You
can get pre-approved before you
start shopping.
-
Over
the phone: 336-832-8119
-
Via
the Internet:
www.ghccu.org
-
Fax
your application: 336-832-8129
-
Stop
by our Moses Cone branch and
speak with a loan officer
directly
-
New
auto loan rates starting as low
as 4.70% APR*
*APR =
Annual Percentage Rate subject to
credit union lending guidelines.
Reduce
the clutter in your life—Sign up for
e-Statements
with Greensboro Health Care Credit
Union today.
SAFE—Greensboro
Health Care Credit Union employs
state-of the-art encryption
technology to ensure that your
statements and financial privacy are
protected. The safety of your
mailbox is not guaranteed.
FAST—Your
statements will be available for
download the second business day of
each month.
CONVENIENT—No more paper
statements to file. You can download
your statement to your computer each
month for record keeping. If you
need a copy of your statement for
tax or legal purposes, simply
download a copy quickly with no cost
or wait.
GET
STARTED TODAY—Simply log onto
your account online at Greensboro
Health Care Credit Union by visiting
our website www.ghccu.org. Once you
are in your account, click on the
“eDocuments” tab to request your
statement be available for viewing
online. Simple!
Regulation
D—Reserve Requirements of Depository
Institution
Reg D -
Reserve Requirements of Depository
Institutions
Regulation D is a federal law that
applies to all financial
institutions insured by the federal
government. This law restricts the
number of transfers and/or
withdrawals members may make from
their savings accounts using an
audio response system, Internet
Branch service, or automatic
overdraft protection. Each member is
limited to six (6)
transfers/withdrawals per month from
their savings accounts, including
pre-authorized payments/withdrawals
or telephone and email requests.
Regulation D affects savings and
super rate accounts but does not
apply to checking accounts.
Automatic overdraft protection from
a Line of Credit loan is not subject
to this regulation. There is no
limit to the number of
withdrawals/transfers a member may
make from their savings account by
mail, at an ATM or at a branch in
person.
HOLIDAY CLOSINGS
Veterans Day - Tuesday,
November 11, 2008
Thanksgiving Day -
Thursday, November 27 & Friday,
November 28, 2008
Christmas Eve - Closing
Early—3:00pm Wednesday,
December 24, 2008
Christmas Day - Thursday,
December 25 & Friday, December
26, 2008
New Year’s Day -
Thursday, January 1, 2008
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