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Apply for a Loan

Getting ready to make a large purchase? Get pre-approved so you can negotiate as a "Cash" buyer. Just complete the below application and submit it. Once received, your Credit Union loan officer will process your application and grant you pre-approval, subject to verification of information. To speed up the process you may fax your most recent pay stub to (336) 832-8129. 

For your security, we use SSL encryption. If you prefer, you can print out this application, complete it and fax it to the above number. You should see a secure symbol on your browser, if not, click through to the secure server.
This loan application is only for existing members or eligible members of GHCCU. If you are interested in becoming a member, click here for more information...

Online Loan Application

Loan Type Requested      
Loan Amount Requested    $
Repayment Method 

Credit Type  Individual Credit    Joint Credit
If joint, fill out Co-Applicant section also

Applicant

Account #
Name
Address 1
Address 2
City State    Zip 
Home Number -
Work Number -
Other Number - (i.e. pager, cellular)
Social Security #
Date of Birth
Email

How Long at this Residence?   Years  Months
Rent   Own    Monthly Payment $

Employer Name
Employer Address
Employer City/State   State
Department/Position
Length of Employment Years  Months
Gross Income $
Other Income* $
* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.

 

Co-Applicant (Fill out only if Joint Credit)

Account #
Name
Address 1
Address 2
City   State    Zip 
Home Number -
Work Number -
Other Number - (i.e. pager, cellular)
Social Security #
Date of Birth
Email

How Long at this Residence?   Years  Months
Rent   Own    Monthly Payment $

Employer Name
Employer Address
Employer City/State   State
Department/Position
Length of Employment Years  Months
Gross Income $
Other Income* $
* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.

Comments/Other

By clicking on the Submit button below, I/we certify that the information herein is true and complete. I/we agree that inquiries may be made to verify information and that credit references or verification may be given based on inquiries from other parties. This offer is subject to the credit policies of the credit union. I/We understand that you shall retain this application whether or not it is approved.

 

VISA Disclosure
The information about the cards described above is accurate as of 4/2004. The information may have changed after that date. To find out what may have changed, contact us at the number or location listed on the Contact Us Page.

Annual Percentage Rate (APR) for Purchases 

VISA Classic
9.5% - 15.5%

Other APRs

 Cash Advance APR  9.5% - 15.5% 
Grace Period for Purchases 25 days
Method of Computing the Balance for Purchases Average Daily Balance
(including new purchases)
Annual Fee  None
Minimum Finance Charge None


       Transaction fee for purchases
       Balance Transfer Fee
       Late Payment Fee
       Over-the-Credit- Limit Fee

  
      None
      None
      $10.00
      None

 
 

 

 

Federally Insured by NCUA
to at least $250,000

  

 
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To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.